Retail Decisions, I4 Ally on Payment Option

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Retail Decisions, Hazlet, NJ, an international supplier of payment card, e-business and fraud-prevention services, said yesterday it reached a deal with I4 Commerce Inc., a payment solutions vendor, to provide the Bill Me Later option for merchants using its LiveProcessor electronic payment software solution.

Bill Me Later is designed to simplify the catalog and Web site purchase experience by eliminating the need for a credit card. Customers receive instant purchase approval during the checkout process followed by one monthly bill that aggregates all Bill Me Later purchases from different merchants.

The balance can be financed or paid in full at no extra charge. Because no application or account number is needed to complete a purchase, Bill Me Later is the first method of payment that addresses merchants' and consumers' needs for payment convenience and security.

Retail Decisions' LiveProcessor payment-processing application combines online, call center, retail and interactive voice response transactions into a single system and integrates real-time authorization, batch processing and settlement functionality with existing order processing, subscription and electronic commerce systems.

The strategic partnership between Retail Decisions and I4 Commerce allows for simple integration into existing payment applications for catalog and e-commerce transactions.


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